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Ive been sued for non-payment of a debt or mortgage. How can bankruptcy help me; isn it too late now that the lawsuits been filed?

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Ive been sued for non-payment of a debt or mortgage. How can bankruptcy help me; isn it too late now that the lawsuits been filed?

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It is definitely not too late. Filing for bankruptcy will at least temporarily stop any legal action taken against you, including lawsuits, foreclosures and utility shut-offs. Even if the lawsuit is over and a judgment has been entered against you, filing for bankruptcy will often let you set aside the judgment and eliminate the underlying debt. If you are in debt and have received a utility shut-off notice, a notice of intent to foreclose or repossess property, or a notice of intent to sue for any reason, you should immediately see a lawyer.

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