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What expenses are covered?

April 26, 2017Covered expenses

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What expenses are covered?

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* Professional services * Dental services * Laboratory examinations and tests * Hospital services * Medicines * Materials and apparatus not requiring a prescription * Prescribed medical treatments * Materials and apparatus prescribed by a recognized Medical Practitioner * Other expenditures *Download our Free eBook on “What is Covered”.

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The insurance covers ordinary and necessary medical expenses. Insurance companies typically refer to American Medical Association (AMA) standards in determining what is the ordinary and necessary treatment even though not all medical care providers fall under AMA. This typically includes doctors visits, prescription drugs, lab tests, hospital charges, outpatient treatment, therapy and ambulance charges.