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What happens if I hold my Eligible Securities in an advisory account over which Morgan Keegan exercises discretionary investment authority?

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Certain Eligible Holders may have advisory accounts over which Morgan Keegan exercises discretionary investment authority. We refer to such Eligible Holders as Discretionary Clients. If you are a Discretionary Client, you may accept this offer pursuant to the procedures described in this document. If you are a Discretionary Client and you do not inform us orally or in writing that you have elected not to tender your Eligible Securities in this offer by 11:59 p.m., New York City time, on July 31, 2011, Morgan Keegan may accept this offer and tender your Eligible Securities on your behalf without first obtaining your affirmative consent to the transaction. If we take such action, you will be paid for each Eligible Security in accordance with the terms of this offer. Alternatively, we may decide not to exercise discretionary authority to determine whether to tender Eligible Securities on your behalf. For more information regarding advisory accounts, see the discussion under “Special Discl

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