What if the damage is caused by a flood?
It is important to understand that water damage is quite serious. In order not to have to make major repairs to the entire house and change all the furniture, it is very important to quickly get rid of water. Various water damage restoration services can help you eliminate water, clean furniture from excess moisture and most importantly disinfect the room. These actions will help you save your furniture and prevent the appearance of mold or mildew in the house. I live in Centreville, VA and this is considered a flood-prone area. I often keep the number of the local Flood Damage Pro company and have additional insurance in this case
Basic renter’s insurance does not provide coverage for any damage that is the result of a flood or rising surface water. If you live in a flood-prone area, it would be extremely wise to purchase a separate policy in order to cover any damages that may occur to your personal property as the result of a flood. Ask your insurance agent about whether you are in a flood prone area.
