Withdrawals or balance inquiries from an ATM that does not have the KeyBank logo on it are charged a $2.00 foreign ATM fee. You may avoid these fees by using only KeyBank ATMs, by making cash withdrawals through a teller at your local branch, or by requesting cash back when making a purchase using your debit card and PIN. The fee is taken when the statement cycles. All foreign ATM fees for that month will show as a sum total on your account as “Regional ATM Fees.