What is covered under Workers Compensation?
A. Benefits are provided for disabilities resulting from employment related accidents and sicknesses. Loss of earning benefits can be paid for permanent total, permanent partial, temporary total, or temporary partial disability. There is a 7 day waiting period for loss of wages benefit. If the employee is out for more than 14 days, loss of wage benefit is retroactive to the first day. In addition, Workers’ Compensation provides medical and surgical expenses with no waiting period, per the Workers Compensation fee schedule. Death benefits of up to fifteen hundred dollars are payable for funeral expense for an individual who is killed on the job. Benefits are also payable to a deceased worker’s spouse and dependent children in the event of a job-related death.
