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WHAT IS THE DIFFERENCE BETWEEN CREDIT COUNSELING AND FINANCIAL MANAGEMENT COURSES? ARE THEY MANDATORY AND IF SO, WHEN SHOULD I TAKE THEM?

April 26, 2017Courses Credit Counseling financial Management mandatory

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WHAT IS THE DIFFERENCE BETWEEN CREDIT COUNSELING AND FINANCIAL MANAGEMENT COURSES? ARE THEY MANDATORY AND IF SO, WHEN SHOULD I TAKE THEM?

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A. All individual debtors must obtain credit counseling BEFORE filing for bankruptcy. Click here to access a list of approved credit counselors. To be eligible for a discharge, all individual debtors must attend a Financial Management Course WHILE THE CASE IS PENDING. Click here to access a list of approved Financial Management Courses. For more information click here to access our Filing Without an Attorney page. You may also click here to access the booklet, Bankruptcy Basics.