Why is my credit report and PLUS Score different among the 3 credit reporting companies?
When creditors report information to the credit reporting companies, they can choose which company they want to report to. Some report to only 1, whereas many report to all 3. When a creditor chooses only to report to 1 or 2 of the companies, the remaining company(s) will not have access to, and therefore will not include, that account information in your report. Similarly, the credit reporting companies do not share information and may report information that is inconsistent with the other companies.
- Why is my Community Empower credit score different than the score reported by my lender or other credit reporting companies?
- Why is it important to check my credit report & PLUS Scores at all 3 credit reporting companies?
- Why is my credit report and PLUS Score different among the 3 credit reporting companies?