Why is there a usual, customary, and reasonable (UCR) denial from my insurance carrier?

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Why is there a usual, customary, and reasonable (UCR) denial from my insurance carrier?

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Insurance coverage varies among individual insurers and among individual policies. Many insurance companies limit payments using their own fee schedule of “usual, customary and reasonable” (UCR) allowances. Mayo’s fees/charges may differ from insurance companies’ fee schedules. We suggest you check with your employer or insurance agent about coverage. You are responsible for payment of your account regardless of the amount of benefits provided by insurance including balances due to UCR limitations.

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