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An auto insurance company is not offering to pay 100 percent of my damages on a liability claim. Can you help?

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An auto insurance company is not offering to pay 100 percent of my damages on a liability claim. Can you help?

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We have the authority to determine if the insurer conducted a complete investigation prior to making their determination of fault. The Missouri Department of Insurance, Financial Institutions & Professional Registration does not have the authority to decide issues of fault in an accident. If you do not agree with the insurer’s assessment of fault, you have to ask the courts to rule on the matter or pursue your claim under your own policy of insurance.

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