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Are all prescription drugs covered under health care plans?

April 26, 2017Covered health care plans prescription drugs

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Are all prescription drugs covered under health care plans?

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There are a number of variations, but the principal types of prescription medication plans are open panel, closed panel, mail order and prescription drug card plans.

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Generally, only prescription drugs that are for treatment of an illness or injury are covered, subject to applicable deductibles and coinsurance. Many plans do not cover contraceptive prescription drugs, for example, or nicotine chewing gum prescribed for smokers who are trying to quit.