Are Discount Dental Plans Worth The Expense?
To tell the truth, there is not one good answer to this question. There are a lot of good answers and a lot of bad answers, depending on your situation and point of view. Here’s what I mean. If you have really great dental coverage already, a discount dental plan is worthless to you. It would be throwing money away to buy one. If you have some coverage, but not that great, a discount dental plan may actually save you money when combined with your coverage. Not always, but it CAN happen. If you have no dental coverage at all, then not having some sort of dental plan can be like playing Russian roulette. I have a lot of friends who sell discount dental plans, and most can come up with a story about someone who held on to the info (brochure, business card, flyer) for months or even years, not doing anything about it until they had a toothache or needed dental surgery. Suddenly they rummaged through the kitchen drawer until they found the information and called the broker. The dental plan
