Are guests of the CCGA covered for personal bodily injury while on board CCGA vessels?
Guests, such as media personnel, are covered for personal bodily injury while on board CCGA vessels only if they are invited and the activity is an Authorized Activity. Guests (working or non-working) are not covered while traveling to and from an Authorized Activity. The limit of coverage under the CCGA Group Accident insurance for accidental death or dismemberment for invited guests is $500,000. It is important to note that guests are not to be confused with persons who volunteer to crew for an Authorized Activity if a CCGA vessel is short of crewmembers. Coverage for bodily injury or property damage to guests on board CCGA vessels would be available to the policy limit under the CCGA Protection & Indemnity (marine liability) insurance. Coverage for bodily injury or property damage to guests on land (or at non-marine locations) would be available to the policy limit under the CCGA general liability insurance.
