Can a debt collecting agency free bank accounts?
No, a county court judgement must be obtained and if ther debt remains unpaid, a sequestration order issued by a judge to divert funds from your bank account on the day you’re paid. the reality of this of course is that you are always prewarned of a sequestration order, giving you plenty of time to open a new account to have your salary paid into. The exception is where a creditor successfully obtains a bankrupcy order. It would then be an offence to remove funds from your accounts after the order is signed. Debt collection agencies employ many (unethical) tactics to scare peeps into paying.