Can I use the remaining funds on my card to make a purchase if the price for the item is greater than the value left on my card?
Yes, you will need to request a “split tender” transaction. This means that you will use two separate payment methods to pay for the same item. When initiating a split tender transaction, please let the merchant know that you wish to complete the transaction with two forms of payment. You will also need to notify the merchant of the remaining UMB Visa Gift Card balance to authorize so that the transaction will not be declined for lack of sufficient funds. NOTE: Not all merchants offer the ability to perform split tender transactions – in these circumstances; you will need to pay the amount in full using another form of payment.
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