Can you clarify the FOS tariff measure for firms undertaking home finance and/or home finance administration activities, and which is to be reported in J1.1 and J1.2 (column 2)?
• For FOS levies, home finance lenders and administrators are in the same industry block as deposit acceptors (Block 1). The FOS tariff measure for firms in block 1 (excludes credit unions) is defined in FEES 5 Annex 1R, as the ‘number of accounts relevant to the activities in DISP 2.6.1R’: • The tariff measure is the ‘number of accounts’ as at the relevant 31 December • The tariff measure applies only in respect of accounts held by private individuals • Although the MLAR covers home finance activities, we consider it would be disproportionate for firms to report FOS fee tariff data on only those accounts relating to home finance loans and administration. • Firms subject to the MLAR therefore need to report all industry block 1 data on the MLAR, in relation to the activities in DISP 2.6.1R, which would include, for example, accounts relevant to: lending money that is secured by a charge on land (whether residential or non-residential, and whether by first or second charge); together wi
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