Car Accidents: What if I dont have any auto insurance? Can I still recover for my injuries?
Louisiana has a no pay/no play policy with regard to auto insurance coverage. That means that in order to recover for your damages related to an auto accident you must have the statutorily authorized minimum amount of auto insurance coverage. But it may still be possible for you to recover for your injuries even if you dont have the minimum amount of coverage. If your personal injury resulting from the auto accident requires medical treatment in excess of $10,000, you may be able to recover for your damages without having auto insurance. That is, Louisiana’s no pay/no play law only precludes recovery of the first $10,000 worth of damages for those who do not have their own auto insurance.
