Does car rental insurance cover liability if i cause an accident?
On One Hand: Rental Car InsuranceThe most common form of rental car insurance is supplemental to your personal insurance, which means that whatever your regular auto insurance covers as far as liability is concerned will be supplemented by the rental company to offer you more protection. As of 2010, this coverage usually costs anywhere from $7 to $15 a day.On the Other: Collision Damage WaiverWhile not technically insurance, you can often sign a Collision Damage Waiver (CDW), which waves any damage you cause to the car in most circumstances. This coverage only covers harm done to the rental car, not whatever harm may have happened to somebody else, another car or property. They can become void in some situations, so know the limitations before signing.Bottom LineSigning a CDW could potentially cover liability on the car itself and a supplemental rental insurance policy can add onto any existing insurance you have.
