Does getting a CCCS Completion Certificate guarantee approval?
No. First and foremost, you must realize that there are several programs out there offered by legitimate services such as CCCS and other non-legitimate services that do more harm than good. All programs have one thing in common, they retain a portion of your monthly payment as a commission and/or fee. This comes directly out of the creditors pocket and may be reported to the credit bureaus, in many cases, as “Settled for Less Than Balance” or in some cases the accounts will show “Charged Off”. In other instances, your service and/or program may not pay your credit accounts by the due date, causing multiple late payments to appear on your credit reports that will be reported for up to seven years.
