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Does the first card payment require a prenote?

April 26, 2017card payment prenote require

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Does the first card payment require a prenote?

1 Answer

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No, the first transaction you send to the card can be a live transaction. However, as with any other ACH service, it is your responsibility to insure the correctness of the ACH transaction. You will also be solely responsible for any and all returns related to funding Spectrum cards. For more information regarding ACH Origination, please refer to your NACHA Corporate Rules book or http://www.nacha.org.