How Can College Students Build Good Credit?
College is certainly a rocky time financially for most young adults, and credit cards can have a potentially devastating impact on one’s financial future, impacting the ability to purchase one’s first home or to refinance student loans. If you are a college student, how can you begin building good credit habits and to build your overall credit score? One of the first things you need to do is change your mentality about money. Remember that any sort of credit that is extended to you is not free and must be repaid with interest if you don’t make payments in full each and every month. Using credit responsibly involves having good judgment and being very practical with money. If you are not the type of person who can use credit effectively, it may be better than to simply not use it all. But if you do think you can be responsible, the first thing you should do is go to your local bank and ask for a credit card. The offer is that are sent to you in the mail or the recruiters on college camp
