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How can I refinance my mortgage when the existing loan in greater than 90% of the value?

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How can I refinance my mortgage when the existing loan in greater than 90% of the value?

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Your best bet is to call your current mortgage company and try with them. If they say no—then wait a week and call again. I would even do it a third time if needed. I have found that maybe I say things in an odd way, The second time I called I got a different person and maybe I was more polished in my request.

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