How do I access data on household debt as a percent of disposable income?
Keeping in mind the data on CANSIM are unadjusted for seasonal variations, household debt as a percentage of disposable income equals consumer credit and mortgages debt outstanding of the persons and unincorporated business sector.This number can be found in two places. 1) Table 378-0006 National balance sheet credit market summary at quarter end, quarterly. For this, you would add CANSIM numbers v20682460 and v20682463 to obtain household debt. 2) Table 378-0007 National balance sheet accounts, by sectors, at quarter end, quarterly. For this you would add CANSIM numbers v20682604 and v20682609 to obtain household debt.Personal disposable income can be found in Table 380-0004 Sector Accounts, persons and unincorporated businesses CANSIM number v498186.Historical information can be obtained by through CANSIM, our diskette product or by consulting old publications.
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