How do I Remove Errors on my Credit Report(ñ)?
Few mishaps cause more headaches than credit reporting errors. They are difficult to fix and can adversely affect ones credit report for years. However, consumers have some ways to correct credit report errors. The best defense against credit report errors is for a consumer to get a credit report every year or two and check it for errors. These are available from Equifax, TransUnion and Experian. Every person can now get a free copy of his or her credit report once a year. The consumer should look at the credit report and check every account name and number with those on her credit cards. If they do not match, she should contact the credit card company and see if they have the correct information. If they do not, she can correct the problem through the credit card company, and the changes should be reflected when the company next updates with the reporting agencies. If it isnt the company’s error, the consumer must contact the reporting agencies and send them a copy of a recent stateme