How Do You Be Legally Covered When Using A Carpool Service?
Carpooling is becoming a popular cost-saving practice in many metropolitan areas. There are two sides to the question of whether you are covered in carpooling. The first is whether the car insures each person. The other is whether the driver is protected. Insurance policies differ greatly and while most do insure both, it may not be enough. Before you join a carpool service, make sure you are legally covered. Read your policy and other drivers’ policies. Call the insurance company and ask them to send you a copy of the entire policy. Most people don’t have the entire policy. They have what looks like a policy, but it is really a summary without all the sections. Call the insurance company and get the entire policy. Read the exclusions and exceptions sections for the policy. Look for language that exclude certain persons riding in your car. Look for exclusions of certain types of services using your car. Call your insurance agent and ask. Explain your situation to the agent. Ask the age
