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How Do You Use Major Medical Health Insurance Plans?

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How Do You Use Major Medical Health Insurance Plans?

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Major medical health insurance provides a way for many to be insured in case of a drastic occurrences. This type of insurance policy is especially attractive to those who can’t afford (or don’t wish) to pay large premiums for everyday benefits that they hardly use. There are drawbacks to major medical plans, however. The main one is the high deductible that must be paid out of pocket before the insurance kicks in. Here’s how to use a major medical health insurance plan. Step 1 jQuery(document).ready(function(){ jQuery(‘#jsArticleStep1 span.image a:first’).attr(‘href’,’http://i.ehow.com/images/GlobalPhoto/Articles/2289733/money_Full.jpg’); }); Find out the deductible of your major medical health insurance policy. For example, the deductible on my plan was $5,000 per member or $10,000 per family per year. We would have to spend that much money out of pocket before our health insurance kicked in and covered the rest. Step 2 Build up a savings account to cover your deductible in case you h

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