How does a lender that used to be FHA approved get approved again?
FHA does not have a reinstatement process for previously approved FHA lenders unless your approval was terminated within the last 30 days. Rather, you must reapply from scratch. If your approval was withdrawn by FHA, you have 30 days to seek reinstatement from the date of withdrawal. Otherwise, you must wait 12 months after the effective date of the withdrawal before you can reapply. You must submit a full application package to reapply. See the last sentence in paragraph 4-9 in the below reference handbook. If you voluntarily withdrew your approval, you, you can reapply again at any time in the future, but must submit a full application to reapply. One exception: If you voluntarily withdrew your approval within the last 12 months and have not moved the physical location of your home office, you don’t need to include the following attachments with your application (if they are normally required for your type of lender approval) when you reapply: Photos of their office facilities Resume
