eProcessingNetwork charges Monthly Access and Per-Transaction fees. These were detailed in the Welcome to… email you were sent when you started with us, and they were detailed the first time you logged into the ePN/MSC. eProcessingNetwork debits these fees from your checking account on the first business day of each month, sending you an email detailing the fees that we debit. The bank with which you have your checking account will list this debit on your statement as follows: EPN MONTHLY FEE If the first three letters of the description of a debit from your checking account are not EPN, then the debit is not from eProcessingNetwork. If the first three letters of the description of a debit from your checking account are not EPN, then you must contact the bank with which you have your checking account and ask them who performed the debit in question. Only the bank with which you have your checking account can tell you who is debiting money from your checking account.