How does medical deductible work when an employee has a mix of in-network and out-of-network providers?
A. Out of network deductibles will apply when you use out-of net work doctors, but the deductible will also be added together. For example, if you elected the Basic PPO and you had already accumulated $800 worth of deductibles for your family, and then one of your family members went to an out-of-network doctor, there would be additional deductible to be met between $800 and $1600.
Related Questions
- Are the in-network deductible and coinsurance accumulated separately from the out-of-network deductible and coinsurance?
- How does medical deductible work when an employee has a mix of in-network and out-of-network providers?
- How does the medical deductible work if I have a mix of in-network and out-of-network providers?