How is my Lifetime Health Cover premium affected if I want to change from a single policy to a family or couples policy?
If in the future you decide to take up family or couples cover, there is no problem doing so. The premium that you pay for your couples or family cover will take into account your certified age at entry as well as you partner’s certified age at entry. In case of joint hospital cover, the LHC loading is determined by averaging out the respective loadings of the adults covered by the policy.