How is the Credit Ranking Score determined?
Experian’s Credit Ranking Score is determined through a statistically-derived algorithm that determines risk based on multiple factors: • Credit: number of trade experiences, balances outstanding, payment habits, credit utilization, trends over time • Public records: recency, frequency and dollar amounts associated with liens, judgments, bankruptcies. • Demographic information: years on file, Standard Industrial Classification code, business size.
• Experian’s Credit Ranking Score is determined through a statistically-derived algorithm that determines risk based on multiple factors: • Credit: number of trade experiences, balances outstanding, payment habits, credit utilization, trends over time • Public records: recency, frequency and dollar amounts associated with liens, judgments, bankruptcies. • Demographic information: years on file, Standard Industrial Classification code, business size.
