Important Notice: Our web hosting provider recently started charging us for additional visits, which was unexpected. In response, we're seeking donations. Depending on the situation, we may explore different monetization options for our Community and Expert Contributors. It's crucial to provide more returns for their expertise and offer more Expert Validated Answers or AI Validated Answers. Learn more about our hosting issue here.

How is “totally disabled” defined?

April 26, 2017defined totally disabled

0

Posted

How is “totally disabled” defined?

1 Answer

0

Posted

You are considered totally disabled if, due to sickness or accidental bodily injury, you are unable to perform the material and substantial duties of your occupation. After 24 months of benefits, you are considered totally disabled if you are unable to perform the material and substantial duties of any occupation for which you are reasonably fitted by education, training, or experience.