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How Long Does Negative (Derogatory) Information Appear on my Credit Report and credit bureau?

April 26, 2017appear Credit bureau credit report derogatory long does negative

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How Long Does Negative (Derogatory) Information Appear on my Credit Report and credit bureau?

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The Fair Credit Reporting Act (FCRA) requires that most negative credit items be deleted from your credit bureau file after seven years. Exceptions include bankruptcy, which can be reported for up to ten years. The credit grantor or credit bureau has the right to remove negative credit information whenever they please.