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I do not live in England and Wales but in another European Union Member State where I have a lot of debts. Can I go bankrupt in England or Wales and write off the debts in the country where I live?

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I do not live in England and Wales but in another European Union Member State where I have a lot of debts. Can I go bankrupt in England or Wales and write off the debts in the country where I live?

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If you are living in a European Union Member State (except Denmark) a bankruptcy order made in England and Wales will be accepted in all EU countries. Before the Court will make a bankruptcy order you must show that your “centre of main interests is in the UK. The court will usually regard the country where you carry on a business or otherwise earn your living as your centre of main interests. If you are not employed or self-employed your centre of main interests will be the country you normally live in at the date of the petition. Therefore if you do not live or work in the UK you cannot go bankrupt in England and Wales. If you intend to re-locate to the UK and establish your centre of main interests here, to take advantage of personal insolvency legislation, you should be aware that the official receiver will investigate the truth of your move. If your re-location is only temporary or false, for example if you continue to work in the country where you now live, the Court can rescind

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