I gave birth at a participating hospital. Isn’t everything supposed to be covered?
Hospitals are an unusual business. If you go to a store or restaurant, everyone who serves you is an employee of that business. But at hospitals, many doctors are independent. Onsite doctors are not “participating providers” with all insurance companies, even though we work in many hospitals that are. That’s ok. We can still bill your insurance for the care we gave your baby. With your help, we can get the insurance to pay your bill.