I have a hard time putting aside money. Should I buy life insurance as a type of compulsory investments?
You would almost certainly be better off through, using your extra cash to procure open-end funds or some other type of investment, and use your permanent life insurance allotment in order to get the most protection for your money. If you want compulsory investments to give you discipline, you may utilize salary withholding, or an arrangement that uses account debit in order to subtract the sum you want to put aside from your checking account.