I have homeowners insurance. Isnt that enough?
If and when a catastrophe occurs, documentation is the key factor in determining compensation from an insurance claim. Property claims are handled based on assumptions and standards. While your insurance company may assume you have a color TV in your family room, they may also assume it is a standard 27 worth around $400. The reality is you may own a 42 plasma screen TV valued at over $6500. AHIP’s services can also help you evaluate whether you are properly insured.
