I have Medicare and a Medigap policy. Can I get a Medicare-approved drug discount card, and how will it affect my Medigap coverage?
Yes. You can choose to enroll in a Medicare-approved drug discount card even if you have a Medigap policy. You can keep both the discount card and your Medigap policy. If you have drug coverage under your Medigap policy, that drug coverage will not change. Medigap plans H, I, and J, cover 50% of outpatient prescription drug costs, after you meet a $250 calendar year deductible, and up to the maximum benefit under the policy ($1,250 under plans H and I and $3,000 under plan J). If you use your Medicare-approved drug discount card to buy a prescription drug and a claim with the discounted price is sent to your Medigap insurer, your Medigap policy will pay 50% of the discounted drug price, after you have met your $250 deductible. If the pharmacy that you go to does not accept both of your cards (Medicare-approved drug discount card and Medigap card), and/or cannot exchange claims information with your Medigap plan, then it will be up to you to submit claims to your Medigap plan. Please vi
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