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I received a letter stating that I have thirty (30) days to dispute the validity of the debt?

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I received a letter stating that I have thirty (30) days to dispute the validity of the debt?

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When you receive this type of letter you are given thirty (30) days to dispute the debt that our client allegedly shows as past due. This dispute must be done in writing and sent directly to our office, and not that of the client. This does not necessarily mean that you have thirty days to pay. Our client may elect to proceed with litigation or other collection efforts during this thirty day period. However, if you do dispute the validity of the debt in writing to our office, all collection efforts will be ceased until validation of the debt is mailed to you.

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