If Im in debt, what are the benefits of working with CCCS?
We have 30+ years experience ready to go to work for you. Our counselors will listen to your specific concerns, and then develop solutions to your particular needs. Your situation is analyzed, and you are provided in writing with a new budget and action steps to guide you down the path to becoming debt free. If you cant manage debt repayment on your own, the CCCS counselor will negotiate directly with your creditors to formulate a new, lower monthly payment. Often, interest, late fees and over limit fees are waived for CCCS clients, bringing the reality of a debt-free life even closer.