If sole proprietors or partners acting as a subcontractor have no employees and have not elected to be insured for workers compensation coverage, why am I being charged for their exposures?
While sole proprietors and partners are not required by law to carry insurance on themselves, they may submit a claim under a general contractors policy in the event of a work-related injury. Therefore, employers are charged a premium for the amount paid to any sole proprietor or partner who cannot provide a certificate of insurance showing they have workers compensation insurance. In other words, if uninsured subcontractors and their employees are injured, they will be treated as the general contractors employees for workers compensation purposes.
Related Questions
- If sole proprietors or partners acting as a subcontractor have no employees and have not elected to be insured for workers compensation coverage, why am I being charged for their exposures?
- Does workers compensation cover sole proprietors, partners and corporate officers?
- Can sole proprietors or partners elect to be covered under workers compensation?
