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If the applicant has already experienced one of the covered illnesses, can he/she apply for coverage for all other illnesses but simply exclude the illness he/she has had?

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If the applicant has already experienced one of the covered illnesses, can he/she apply for coverage for all other illnesses but simply exclude the illness he/she has had?

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No. The risk that the applicant will contract one of the other illnesses is greater than the company can accept.

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