Im enrolled in a program that will lead directly to an advanced degree without earning a bachelors first. Am I eligible for a Graduate/Professional Fixed Rate Loan?
The financial aid office at your school will determine your grade level. If they consider you a Graduate/Professional student for the purposes of awarding financial aid, then you may apply for this loan. However, if you are not considered a Graduate/Professional student by the financial aid office, then you should apply for the NJCLASS XPRESS Fixed Rate Program. Check with your financial aid office to determine your grade level for loans. At this same time, you should also discuss your eligibility for the Federal Stafford Loan and Graduate PLUS Programs. Graduate/Professional students can borrow up to $18,500 (or more for some medical/health professional programs) in Stafford and the remaining cost of attendance in the Graduate PLUS. You may not need an alternative loan at all.