Is a borrowed car covered under auto insurance?
Insurance companies make it clear that under any insurance policy it is the vehicle rather than the driver of the vehicle, which is insured. Thus, if an insured car is involved in any incident it is liable to get the entire coverage of the insurance, irrespective of who the driver was. The company may need some information about the driver such as, if he or she is a qualified driver or not or whether the person driving the vehicle has permission of the owner or not, etc.