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Is a grower required to buy insurance for all the three phases?

buy grower Insurance phases
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Is a grower required to buy insurance for all the three phases?

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Its ideal for the grower to buy insurance for all the three phases to get total protection against adverse deviations of rainfall. However, a grower can buy any one or two or a combination of options depending on his / her requirement. Premium is worked out separately for each phase. However, the grower buying all three phases is expected to save on the premium.

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