Is a mathematical formula / model patentable?
A mathematical formula, in and of itself, is not patentable. However, you may be able to patent your financial model as it relates producing a concrete, tangible, and useful result. You mentioned that you have developed the financial model over the last 14 months. There may be some issues there that need to be fleshed out with a patent professional. Depending on additional facts, these issues may bar you from receiving a patent on your financial model. Your book on the financial model is certainly subject to copyright protection. However, copyright, unlike a patent, will not allow you to prevent others from using the financial model. For definitions of patent and copyright, consult the link below. http://www.uspto.