Is Internet Banking real time?
When you make a transfer to or from one of your accounts online, it shows up on your Internet Banking immediately, but the transaction may not be “real time with all other systems, such as the ATM network or with your Online Bill Pay. If you make a transfer using Internet Banking, those funds will not be accessible for a Visa Check Card purchase or an ATM withdrawal or with Online Bill Pay until after 10:00 p.m. on that business day (or the next business day if it is done on a weekend). For additional information about Internet Banking enrollment, login, and use, you may also refer to the Users Guide or Login Help.