Is it possible a doctor might implant multiple embryos to avoid giving back money?
The ARC Refund Guarantee is set up so that the amount of money the doctor receives does not depend on whether or not the patient gets pregnant. Therefore, our physicians have no motivation to put back too many embryos to avoid paying the refund. The money does not come from them but from ARC. This unique feature of our plan removes this ethical question that has been raised about other money-back plans. In addition, our physicians are recognized experts who know the importance of reducing multiple births. They have agreed to share information about their results so that we can do research to reduce multiple births. ARC physicians have also committed to following national standars that will reduce the number of multiple births. And ARC will terminate the membership of physicians if they do not follow these guidelines. Q: How did you afford Lloyds? ARC’s margin is so low, we just provide the guarantee. We want to make sure we live up to the guarantee. ARC is not the insurer, just a guara
