Is the standard LEA insurance for school travel and journeys adequate for a foreign exchange visit?
No! The standard LEA “Voyager” insurance policy for schools covers only visits within the UK. Schools travelling abroad, on any form of visit, need to obtain additional insurance cover, whether from the LEA or an independent company. Insurance policies for school trips abroad should consider the following cover: – Medical and Hospital Expenses (including rescue and repatriation, and extra travel and accommodation expenses for any person who has to stay with someone in hospital, or has to travel from the UK as an escort home) – Personal Accident – Personal Liability – Personal Belongings and Equipment (including money, passport, documents, and specialist equipment) – Cancellation and Curtailment (including delay and missed departure) – Legal Expenses. The insurance company should be informed of, and give its written consent to cover all the activities that the group will participate in (e.g. skiing, ice skating etc.). Many insurance companies request full background information of indiv
