Is there coverage for the cost of debris removal? What about loss avoidance measures?
A. The cost of removing debris on your property, and the cost of removing debris of your property that is on someone else’s property is covered, but it’s subject to the limit of the policy. You will be compensated at the Federal minimum wage if you perform the work yourself. Loss avoidance is limited to 1,000 for the cost of sandbags, temporary levees, pumps and plastic sheeting and lumber, including the value of your work. An additional 1,000 is available for the cost of moving insured property to protect it from flood. These benefits do not increase the limit of insurance.
Related Questions
- Do commercial policies include coverage for loss of business income, debris removal, power failure, frozen water pipes, water damage from frozen water pipes and collapse due to weight of ice and snow?
- Does my policy provide coverage to cleanup the debris from my premises after an insured loss?
- Is there coverage for the cost of debris removal? What about loss avoidance measures?
